{"id":23334,"date":"2024-03-23T15:59:51","date_gmt":"2024-03-23T13:59:51","guid":{"rendered":"http:\/\/iute.com\/investor\/ceos-message\/"},"modified":"2026-02-19T08:44:12","modified_gmt":"2026-02-19T06:44:12","slug":"tegevjuhi-poordumine","status":"publish","type":"page","link":"https:\/\/iute.com\/et\/investorile\/tegevjuhi-poordumine\/","title":{"rendered":"Tegevjuhi p\u00f6\u00f6rdumine"},"content":{"rendered":"

Tegevjuhi p\u00f6\u00f6rdumine<\/h1><\/div>

19. Veebruar 2026<\/p>\n

Tarmo Sild
<\/strong>Iute Groupi juht<\/p>\n<\/div><\/div><\/div>

\u201c2025. aasta oli Iute Groupi jaoks kontrollitud kasvu ja struktuurse tugevnemise aasta. Areneme digipangaks, mille keskmes on finantssuper\u00e4pp. Meie varade kvaliteet paranes, laenu\u00e4riv\u00e4lised tulud kasvasid ning investeeringud andmeteadusesse, tehisintellekti ja digitaalsesse m\u00fc\u00fcgikanalisse j\u00e4tkusid. Ehitame mitmekesisemat ja paremini toimiva struktuuriga platvormi.\u201d<\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div>

“Oma traditsioonilises \u00e4ris parandasime portfelli kvaliteeti t\u00e4nu arenenud andmep\u00f5hisele krediidihindamisele ning parandasime veelgi maksek\u00e4itumist. Raha on endiselt kuningas. Optimeerisime kohustuste struktuuri, viies l\u00e4bi ennet\u00e4htaegse refinantseerimise, pikendades v\u00f5lakohustuste t\u00e4htaegu ning tugevdades pikaajalist finantspaindlikkust nii avalikult noteeritud v\u00e4\u00e4rtpaberite kui ka pangahoiuste abil.<\/span>
<\/span>
<\/span>Uuemates \u00e4risuundades, nagu makseteenused ja integreeritud kindlustuslahendused, saime oma toodetega juurde uusi kliente. Tegevusv\u00f5imendus suurenes, kuna mastaabiefektid ja digitaalsed lahendused efektiivsuse parandamiseks toetasid marginaalide p\u00fcsimist ja rahavoogude kasvu.<\/span>
<\/span>
<\/span>Edaspidi ootame, et meie digitaalne \u00f6kos\u00fcsteem j\u00e4tkuvalt laieneks, v\u00e4\u00e4rtuspakkumine t\u00e4ieneks klientidele, andmeteaduse suuremat kasutust ning uutele turgudele laienemist. Digitaalsete lahenduste kasutuse kasv ja rahastamisstruktuuri normaliseerumine loob selge potentsiaali riskiga kohandatud tootluse ja rahavoogude parandamiseks, mis omakorda toetab meie kasvu. J\u00e4\u00e4me kindlaks distsiplineeritud kasvule ja areneme samal ajal edasi digipangaks ning arendame super\u00e4ppi.\u201d<\/span><\/p>\n<\/div><\/div><\/div><\/div><\/div>

<\/div><\/div><\/div><\/div>

Our vision<\/h3><\/div>
Personal finance will be based on instants and installments<\/h5><\/div><\/div><\/div><\/div>
<\/div><\/div>

Iute\u2019s mission is to create the greatest experience in personal finance, by combining fintech with the warmth of the human touch. To help our customers to become financially and digitally stronger.<\/p>\n<\/div><\/div><\/div><\/div>

More about us<\/span><\/i><\/a><\/div><\/div><\/div>\n

Iute kui investeering<\/h1><\/div>
Miks investeerida Iutesse?<\/h5><\/div>
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    Oleme vastutustundlik laenaja<\/div><\/li><\/ul><\/div><\/div><\/div><\/div><\/div>\n<\/div><\/div><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":8,"featured_media":23121,"parent":23331,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-23334","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/iute.com\/et\/wp-json\/wp\/v2\/pages\/23334","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/iute.com\/et\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/iute.com\/et\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/iute.com\/et\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/iute.com\/et\/wp-json\/wp\/v2\/comments?post=23334"}],"version-history":[{"count":11,"href":"https:\/\/iute.com\/et\/wp-json\/wp\/v2\/pages\/23334\/revisions"}],"predecessor-version":[{"id":26076,"href":"https:\/\/iute.com\/et\/wp-json\/wp\/v2\/pages\/23334\/revisions\/26076"}],"up":[{"embeddable":true,"href":"https:\/\/iute.com\/et\/wp-json\/wp\/v2\/pages\/23331"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/iute.com\/et\/wp-json\/wp\/v2\/media\/23121"}],"wp:attachment":[{"href":"https:\/\/iute.com\/et\/wp-json\/wp\/v2\/media?parent=23334"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}