{"id":23367,"date":"2024-03-23T15:55:11","date_gmt":"2024-03-23T13:55:11","guid":{"rendered":"http:\/\/iute.com\/investorile\/reports-and-presentations\/"},"modified":"2026-05-12T12:48:01","modified_gmt":"2026-05-12T09:48:01","slug":"finantsaruanded","status":"publish","type":"page","link":"https:\/\/iute.com\/et\/investorile\/finantsaruanded\/","title":{"rendered":"Finantsaruanded"},"content":{"rendered":"<p><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling fusion-no-large-visibility gradient-container-1\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-bottom:0px;--awb-margin-bottom:0px;--awb-margin-top-medium:-80px;--awb-margin-top-small:-90px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-end fusion-flex-content-wrap\" style=\"max-width:calc( 1400px + 50px );margin-left: calc(-50px \/ 2 );margin-right: calc(-50px \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_3_5 3_5 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:60%;--awb-margin-top-large:0px;--awb-spacing-right-large:25px;--awb-margin-bottom-large:0px;--awb-spacing-left-large:25px;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:25px;--awb-spacing-left-medium:25px;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:25px;--awb-spacing-left-small:25px;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-menu-anchor\" id=\"ceo-message\"><\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:25px;width:100%;\"><div class=\"fusion-separator-border sep-double\" style=\"--awb-height:20px;--awb-amount:20px;border-color:rgba(255,252,252,0);border-top-width:0px;border-bottom-width:0px;\"><\/div><\/div><div class=\"elegant-image elegant-image-0 elegant-align-left \"><div class=\"elegant-image-wrapper\"><img decoding=\"async\" src=\"https:\/\/iute.com\/wp-content\/uploads\/revslider\/iute-home\/iute_.png\" alt=\"\" style=\"width:50px;\"\/><\/div><div class=\"elegant-image-blur-shadow\"><img decoding=\"async\" src=\"https:\/\/iute.com\/wp-content\/uploads\/revslider\/iute-home\/iute_.png\" alt=\"\" style=\"width:50px;\"\/><\/div><style type=\"text\/css\"><\/style><\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:25px;width:100%;\"><div class=\"fusion-separator-border sep-double\" style=\"--awb-height:20px;--awb-amount:20px;border-color:rgba(255,252,252,0);border-top-width:0px;border-bottom-width:0px;\"><\/div><\/div><div class=\"fusion-title title fusion-title-1 fusion-sep-none fusion-title-text fusion-title-size-one\" style=\"--awb-margin-bottom:1em;--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:20px;--awb-margin-left-small:0px;\"><h1 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:36;line-height:1.3;\">CEO message<\/h1><\/div><div class=\"fusion-text fusion-text-1\" style=\"--awb-text-transform:none;\"><p dir=\"ltr\" align=\"justify\">IuteGroup continues its journey to serve more and more customers profitably. We create an extraordinary experience with loan and payment solutions and with the human interaction we provide with our team of customer advisors. The Group\u2019s consolidated balance sheet grew by 22 million EUR (7%) to 321 million EUR in Q3 alone. The number of performing loan customers superseded 173,000 and the total of wallet customers crossed 83,000 thousand by the end of September 2022. In the first nine months of 2022, all our customers not only paid us more than 64 million EUR for our loan and payment services on a consolidated basis, but our business is also more than sufficiently profitable. We achieved profitable growth in both of our two businesses, IuteCredit and Energbank.<\/p>\n<p dir=\"ltr\" align=\"justify\">Our long-term sums up to 34 terabytes of data from a total of 1 million customers, which we are not yet fully exploiting, not yet issuing every loan digitally in an instant, and most of our customers\u2019 payments are processed in a slow banking clearance system. At the same time, the demand for faster and more comfortable financial services is growing and people are willing to pay for these services. Our focus is on creating the extraordinary experience within the existing regulatory framework and banking ecosystem, without the risks and escalating costs of cryptocurrencies and blockchain technologies. For most people, the slight push towards digital onboarding, digital signatures, strong data processing capability and analytics, virtual accounts within the Iute ecosystem, and cardless ATMs is all it takes. The MyIute App alone has been cumulatively downloaded more than 390,000 times in the short time since its release.<\/p>\n<\/div><div style=\"text-align:left;\"><a class=\"fusion-button button-flat button-medium button-custom fusion-button-default button-1 fusion-button-default-span fusion-button-default-type\" style=\"--awb-margin-top:25px;--awb-margin-bottom:1%;--button_accent_color:var(--awb-color4);--button_border_color:#d8252c;--button_accent_hover_color:#575656;--button_border_hover_color:#575656;--button_border_width-top:2px;--button_border_width-right:2px;--button_border_width-bottom:2px;--button_border_width-left:2px;--button-border-radius-top-left:30px;--button-border-radius-top-right:30px;--button-border-radius-bottom-right:30px;--button-border-radius-bottom-left:30px;--button_gradient_top_color:#ffffff;--button_gradient_bottom_color:#ffffff;--button_gradient_top_color_hover:#ffffff;--button_gradient_bottom_color_hover:#ffffff;\" target=\"_self\" href=\"https:\/\/iute.com\/ceo-message\/\"><span class=\"fusion-button-text awb-button__text awb-button__text--default\">Read More<\/span><i class=\"fa-angle-right fas awb-button__icon awb-button__icon--default button-icon-right\" aria-hidden=\"true\"><\/i><\/a><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion_builder_column_2_5 2_5 fusion-flex-column\" style=\"--awb-padding-top:450px;--awb-padding-bottom:20px;--awb-bg-image:url(&#039;https:\/\/iute.com\/wp-content\/uploads\/2022\/08\/Tarmo-Sild.png&#039;);--awb-bg-size:cover;--awb-width-large:40%;--awb-margin-top-large:0px;--awb-spacing-right-large:0px;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1px;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:0px;--awb-spacing-left-medium:1px;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:25px;--awb-spacing-left-small:25px;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column fusion-column-has-bg-image\" data-bg-url=\"https:\/\/iute.com\/wp-content\/uploads\/2022\/08\/Tarmo-Sild.png\"><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-flex-end fusion-flex-content-wrap\" style=\"--awb-flex-grow:0;--awb-flex-grow-medium:0;--awb-flex-grow-small:0;--awb-flex-shrink:0;--awb-flex-shrink-medium:0;--awb-flex-shrink-small:0;width:calc( 100% + 50px ) !important;max-width:calc( 100% + 50px ) !important;margin-left: calc(-50px \/ 2 );margin-right: calc(-50px \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-0 fusion_builder_column_inner_1_1 1_1 fusion-flex-column fusion-column-inner-bg-wrapper fusion-column-liftup-border\" style=\"--awb-padding-top:19px;--awb-padding-right:25px;--awb-padding-bottom:5px;--awb-padding-left:13px;--awb-overflow:hidden;--awb-inner-bg-color:rgba(255,255,255,0.75);--awb-inner-bg-color-hover:rgba(255,255,255,0.75);--awb-inner-bg-size:cover;--awb-inner-bg-box-shadow:0px 5px 13px -10px #575656;;--awb-border-radius:8px 8px 8px 8px;--awb-liftup-border-radius:8px 8px 8px 8px;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:173px;--awb-margin-bottom-large:20px;--awb-spacing-left-large:45px;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:25px;--awb-spacing-left-medium:25px;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:25px;--awb-spacing-left-small:25px;\"><span class=\"fusion-column-inner-bg hover-type-liftup\"><span class=\"fusion-column-anchor\"><span class=\"fusion-column-inner-bg-image\"><\/span><\/span><\/span><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-2\"><p><img decoding=\"async\" class=\"alignnone wp-image-21208\" src=\"https:\/\/iute.com\/wp-content\/uploads\/revslider\/iute-home\/iute_.png\" alt=\"\" width=\"23\" height=\"20\" srcset=\"https:\/\/iute.com\/wp-content\/uploads\/revslider\/iute-home\/iute_-200x170.png 200w, https:\/\/iute.com\/wp-content\/uploads\/revslider\/iute-home\/iute_.png 203w\" sizes=\"(max-width: 23px) 100vw, 23px\" \/><br \/>\n<strong>Tarmo Sild<br \/>\n<\/strong>CEO of IuteCredit Group<\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-2 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling gradient-container-2\" style=\"--awb-border-radius-top-left:20px;--awb-border-radius-top-right:20px;--awb-border-radius-bottom-right:20px;--awb-border-radius-bottom-left:20px;--awb-overflow:hidden;--awb-padding-top:30px;--awb-padding-right:0px;--awb-padding-bottom:30px;--awb-padding-left:0px;--awb-margin-bottom:35px;--awb-margin-bottom-small:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:calc( 1400px + 100px );margin-left: calc(-100px \/ 2 );margin-right: calc(-100px \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-2 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:50px;--awb-margin-bottom-large:20px;--awb-spacing-left-large:50px;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:50px;--awb-spacing-left-medium:50px;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:50px;--awb-spacing-left-small:50px;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-2 fusion-no-small-visibility fusion-sep-none fusion-title-text fusion-title-size-one\" style=\"--awb-margin-bottom:25px;--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:20px;--awb-margin-left-small:0px;\"><h1 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:36;line-height:1.3;\">Finantsaruanded<\/h1><\/div><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"--awb-flex-grow:0;--awb-flex-grow-medium:0;--awb-flex-grow-small:0;--awb-flex-shrink:0;--awb-flex-shrink-medium:0;--awb-flex-shrink-small:0;width:calc( 100% + 100px ) !important;max-width:calc( 100% + 100px ) !important;margin-left: calc(-100px \/ 2 );margin-right: calc(-100px \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-1 fusion_builder_column_inner_1_1 1_1 fusion-flex-column fusion-flex-align-self-flex-start\" style=\"--awb-padding-left:25px;--awb-bg-size:cover;--awb-border-color:var(--awb-color4);--awb-border-left:2px;--awb-border-style:solid;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:50px;--awb-margin-bottom-large:0px;--awb-spacing-left-large:calc( 0.05 * calc( 100% - 100px ) );--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:50px;--awb-spacing-left-medium:50px;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:50px;--awb-spacing-left-small:50px;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-center fusion-content-layout-column\"><div class=\"fusion-text fusion-text-3 fusion-text-no-margin\" style=\"--awb-font-size:18px;--awb-text-color:#595959;--awb-margin-top:5px;--awb-margin-bottom:5px;\"><h3><span style=\"color: #808080;\">Iute Group<\/span><\/h3>\n<\/div><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-3 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:calc( 0.04 * calc( 100% - 100px ) );--awb-margin-bottom-large:20px;--awb-spacing-left-large:calc( 0.1 * calc( 100% - 100px ) );--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:calc( 0.04 * calc( 100% - 100px ) );--awb-spacing-left-medium:calc( 0.1 * calc( 100% - 100px ) );--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:50px;--awb-margin-bottom-small:0px;--awb-spacing-left-small:50px;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"accordian fusion-accordian\" style=\"--awb-border-size:0px;--awb-icon-size:18px;--awb-content-font-size:16px;--awb-icon-alignment:right;--awb-hover-color:#ffffff;--awb-border-color:var(--awb-color2);--awb-background-color:var(--awb-color1);--awb-divider-color:rgba(255,252,252,0);--awb-divider-hover-color:rgba(255,252,252,0);--awb-icon-color:var(--awb-color4);--awb-title-color:var(--awb-color4);--awb-content-color:#333333;--awb-icon-box-color:#333333;--awb-toggle-hover-accent-color:var(--awb-color4);--awb-toggle-active-accent-color:var(--awb-color4);--awb-title-font-family:&quot;Manrope&quot;;--awb-title-font-weight:600;--awb-title-font-style:normal;--awb-title-font-size:24px;--awb-content-font-family:&quot;Manrope&quot;;--awb-content-font-style:normal;--awb-content-font-weight:400;\"><div class=\"panel-group fusion-toggle-icon-right fusion-toggle-icon-unboxed\" id=\"accordion-23367-1\"><div class=\"fusion-panel panel-default panel-33659e5f89729b8d1 fusion-toggle-no-divider fusion-toggle-boxed-mode\" style=\"--awb-title-color:var(--awb-color4);--awb-content-color:#333333;\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\" id=\"toggle_33659e5f89729b8d1\"><a aria-expanded=\"false\" aria-controls=\"33659e5f89729b8d1\" role=\"button\" data-toggle=\"collapse\" data-target=\"#33659e5f89729b8d1\" href=\"#33659e5f89729b8d1\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box active-icon fa-minus fas\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon fa-plus fas\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">2026<\/span><\/a><\/h4><\/div><div id=\"33659e5f89729b8d1\" class=\"panel-collapse collapse \" aria-labelledby=\"toggle_33659e5f89729b8d1\"><div class=\"panel-body toggle-content fusion-clearfix\">\n<p><b>Interim report 3M 2026<\/b><\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li><span style=\"font-weight: 400;\"><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2026\/05\/260512_Iute_Report-3M26.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Iute Group 3M\/2026 Unaudited Results<\/a><\/span><\/li>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2026\/05\/260511_Iute_Reporting-presentation_3M26-1.pdf\">Iute Group 3M\/2026 Investor Presentation<\/a><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default panel-886342b89f821cc9f fusion-toggle-no-divider fusion-toggle-boxed-mode\" style=\"--awb-title-color:var(--awb-color4);--awb-content-color:#333333;\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\" id=\"toggle_886342b89f821cc9f\"><a aria-expanded=\"false\" aria-controls=\"886342b89f821cc9f\" role=\"button\" data-toggle=\"collapse\" data-target=\"#886342b89f821cc9f\" href=\"#886342b89f821cc9f\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box active-icon fa-minus fas\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon fa-plus fas\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">2025<\/span><\/a><\/h4><\/div><div id=\"886342b89f821cc9f\" class=\"panel-collapse collapse \" aria-labelledby=\"toggle_886342b89f821cc9f\"><div class=\"panel-body toggle-content fusion-clearfix\">\n<p><b>Interim report 12M 2025<\/b><\/p>\n<ul>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2026\/02\/Iute-Annual-Report-2025.pdf\">Iute Group Annual Report 2025<\/a><\/li>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2026\/02\/260219_Iute_Report-12M25-3.pdf\">Iute Group 12M\/2025 Unaudited Results<\/a><\/li>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2026\/02\/260219_Iute_Reporting-presentation_12M25.pdf\">Iute Group 12M\/2025 Investor Presentation<\/a><\/li>\n<li><a href=\"https:\/\/www.youtube.com\/watch?v=WRp249uPn6s\" target=\"_blank\" rel=\"noopener\">Iute Group 12M\/2025 Earnings Call<\/a><\/li>\n<\/ul>\n<p><b>Interim report 9M 2025<\/b><\/p>\n<ul>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2025\/11\/251106_Iute_Report-9M25.pdf\"><span style=\"font-weight: 400;\">Iute Group 9M\/2025 Unaudited Results<\/span><\/a><\/li>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2025\/11\/251106_Iute_Reporting-presentation_9M25-1.pdf\">Iute Group 9M\/2025 Investor Presentation<\/a><\/li>\n<li><a href=\"https:\/\/youtu.be\/8VaFa52do24\" target=\"_blank\" rel=\"noopener\">Iute Group 9M\/2025 Earnings Call<\/a><\/li>\n<\/ul>\n<p><b>Interim report 6M 2025<\/b><\/p>\n<ul>\n<li><span style=\"font-weight: 400;\"><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2025\/08\/250819_Iute_Report-6M25-1.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Iute Group 6M\/2025 Unaudited Results<\/a><\/span><\/li>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2025\/08\/250818_Iute_Reporting-presentation_6M25.pdf\" target=\"_blank\" rel=\"noopener\">Iute Group 6M\/2025 Investor Presentation<\/a><\/li>\n<li><a href=\"https:\/\/youtu.be\/Wo63tOsXcZQ\" target=\"_blank\" rel=\"noopener\">Iute Group 6M\/2025 Earnings Call<\/a><\/li>\n<\/ul>\n<p><b>Interim report 3M 2025<\/b><\/p>\n<ul>\n<li><span style=\"font-weight: 400;\"><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2025\/06\/250530_Iute_Report-3M25.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Iute Group 3M\/2025 Unaudited Results<\/a><\/span><\/li>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2025\/06\/250428_Iute_Reporting-presentation_3M25.pdf\" target=\"_blank\" rel=\"noopener\">Iute Group 3M\/2025 Investor Presentation<\/a><\/li>\n<li><a href=\"https:\/\/youtu.be\/BfjMnMuBqOg\" target=\"_blank\" rel=\"noopener\">Iute Group 3M\/2025 Earnings Call<\/a><\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div><\/div><div class=\"accordian fusion-accordian\" style=\"--awb-border-size:0px;--awb-icon-size:18px;--awb-content-font-size:16px;--awb-icon-alignment:right;--awb-hover-color:#ffffff;--awb-border-color:var(--awb-color2);--awb-background-color:var(--awb-color1);--awb-divider-color:rgba(255,252,252,0);--awb-divider-hover-color:rgba(255,252,252,0);--awb-icon-color:var(--awb-color4);--awb-title-color:var(--awb-color4);--awb-content-color:#333333;--awb-icon-box-color:#333333;--awb-toggle-hover-accent-color:var(--awb-color4);--awb-toggle-active-accent-color:var(--awb-color4);--awb-title-font-family:&quot;Manrope&quot;;--awb-title-font-weight:600;--awb-title-font-style:normal;--awb-title-font-size:24px;--awb-content-font-family:&quot;Manrope&quot;;--awb-content-font-style:normal;--awb-content-font-weight:400;\"><div class=\"panel-group fusion-toggle-icon-right fusion-toggle-icon-unboxed\" id=\"accordion-23367-2\"><div class=\"fusion-panel panel-default panel-2db5da854d5fe189a fusion-toggle-no-divider fusion-toggle-boxed-mode\" style=\"--awb-title-color:var(--awb-color4);--awb-content-color:#333333;\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\" id=\"toggle_2db5da854d5fe189a\"><a aria-expanded=\"false\" aria-controls=\"2db5da854d5fe189a\" role=\"button\" data-toggle=\"collapse\" data-target=\"#2db5da854d5fe189a\" href=\"#2db5da854d5fe189a\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box active-icon fa-minus fas\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon fa-plus fas\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">2024<\/span><\/a><\/h4><\/div><div id=\"2db5da854d5fe189a\" class=\"panel-collapse collapse \" aria-labelledby=\"toggle_2db5da854d5fe189a\"><div class=\"panel-body toggle-content fusion-clearfix\"><strong>Interim report 12M 2024<\/strong><\/p>\n<ul>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2025\/03\/Iute-Annual-Report-2024.pdf\" target=\"_blank\" rel=\"noopener\">Iute Group Annual Report 2024<\/a><\/li>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2025\/02\/250220_Iute_Report-12M24-1.pdf\" target=\"_blank\" rel=\"noopener\">Iute Group 12M\/2024 Unaudited Results<\/a><\/li>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2025\/03\/250319_Iute_Reporting-presentation_12M24.pdf\">Iute Group 12M\/2024 Investor Presentation<\/a><\/li>\n<li><a href=\"https:\/\/youtu.be\/OTVVqOm7Zmk\" target=\"_blank\" rel=\"noopener\">Iute Group 12M\/2024 Earnings Call<\/a><\/li>\n<\/ul>\n<p><strong>Interim report 9M 2024<\/strong><\/p>\n<ul>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2024\/11\/241107_Iute_Report-9M24.pdf\" target=\"_blank\" rel=\"noopener\">Iute Group 9M\/2024 Unaudited Results<\/a><\/li>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2024\/11\/241106_Iute_Reporting-presentation_9M24.pdf\" target=\"_blank\" rel=\"noopener\">Iute Group 9M\/2024 Investor Presentation<\/a><\/li>\n<li><a href=\"https:\/\/youtu.be\/GEK1xPnKI2M\" target=\"_blank\" rel=\"noopener\">Iute Group 9M\/2024 Earnings Call<\/a><\/li>\n<\/ul>\n<p><strong>Interim report 6M 2024<\/strong><\/p>\n<ul>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2024\/08\/240822_Iute_Report-6M24.pdf\" target=\"_blank\" rel=\"noopener\">Iute Group 6M\/2024 Unaudited Results<\/a><\/li>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2024\/08\/240822_Iute_Reporting-presentation_6M24.pdf\" target=\"_blank\" rel=\"noopener\">Iute Group 6M\/2024 Investor Presentation<\/a><\/li>\n<li><a href=\"https:\/\/youtu.be\/uv54ZcjcsB8\" target=\"_blank\" rel=\"noopener\">Iute Group 6M\/2024 Earnings Call<\/a><\/li>\n<\/ul>\n<p><b>Interim report 3M 2024<\/b><\/p>\n<ul>\n<li><span style=\"font-weight: 400;\"><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2024\/05\/240508_Iute_Report-3M24-1.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Iute Group 3M\/2024 Unaudited Results<\/a><\/span><\/li>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2024\/05\/240508_Iute_Reporting-presentation_3M24-1.pdf\" target=\"_blank\" rel=\"noopener\">Iute Group 3M\/2024 Investor Presentation<\/a><\/li>\n<li><a href=\"https:\/\/youtu.be\/Q5NL2JZG4FA\" target=\"_blank\" rel=\"noopener\">Iute Group 3M\/2024 Earnings Call<\/a><\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div><\/div><div class=\"accordian fusion-accordian\" style=\"--awb-border-size:0px;--awb-icon-size:18px;--awb-content-font-size:16px;--awb-icon-alignment:right;--awb-hover-color:#ffffff;--awb-border-color:var(--awb-color2);--awb-background-color:var(--awb-color1);--awb-divider-color:rgba(255,252,252,0);--awb-divider-hover-color:rgba(255,252,252,0);--awb-icon-color:var(--awb-color4);--awb-title-color:var(--awb-color4);--awb-content-color:#333333;--awb-icon-box-color:#333333;--awb-toggle-hover-accent-color:var(--awb-color4);--awb-toggle-active-accent-color:var(--awb-color4);--awb-title-font-family:&quot;Manrope&quot;;--awb-title-font-weight:600;--awb-title-font-style:normal;--awb-title-font-size:24px;--awb-content-font-family:&quot;Manrope&quot;;--awb-content-font-style:normal;--awb-content-font-weight:400;\"><div class=\"panel-group fusion-toggle-icon-right fusion-toggle-icon-unboxed\" id=\"accordion-23367-3\"><div class=\"fusion-panel panel-default panel-039b65f8e991dab2d fusion-toggle-no-divider fusion-toggle-boxed-mode\" style=\"--awb-title-color:var(--awb-color4);--awb-content-color:#333333;\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\" id=\"toggle_039b65f8e991dab2d\"><a aria-expanded=\"false\" aria-controls=\"039b65f8e991dab2d\" role=\"button\" data-toggle=\"collapse\" data-target=\"#039b65f8e991dab2d\" href=\"#039b65f8e991dab2d\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box active-icon fa-minus fas\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon fa-plus fas\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">2023<\/span><\/a><\/h4><\/div><div id=\"039b65f8e991dab2d\" class=\"panel-collapse collapse \" aria-labelledby=\"toggle_039b65f8e991dab2d\"><div class=\"panel-body toggle-content fusion-clearfix\">\n<p><strong>Annual reporting 2023<\/strong><\/p>\n<ul>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2024\/04\/Iute-Group-AS-annual-report-2023.pdf\" target=\"_blank\" rel=\"noopener\">Iute Group Annual Report 2023<\/a><\/li>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2024\/04\/240221_Iute_Report-12M231.pdf\" target=\"_blank\" rel=\"noopener\">Iute Group 2023 Unaudited Results<\/a><\/li>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2024\/04\/240222_Iute_Reporting-presentation_12M23.pdf\" target=\"_blank\" rel=\"noopener\">Iute Group 2023 Earnings Call Presentation<\/a><\/li>\n<li><a href=\"https:\/\/www.youtube.com\/watch?v=iustrWtXEmU\" target=\"_blank\" rel=\"noopener\">Iute Group 2023 Earnings Call<\/a><\/li>\n<\/ul>\n<p><strong>Interim report 9M 2023<\/strong><\/p>\n<ul>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2023\/11\/231115_ICE_Report-9M23-1.pdf\" target=\"_blank\" rel=\"noopener\">Iute Group 9M\/2023 Unaudited Results<\/a><\/li>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2023\/11\/231115_ICE_Reporting-presentation_9M23.pdf\" target=\"_blank\" rel=\"noopener\">Iute Group 9M\/2023 Investor Presentation<\/a><\/li>\n<li><a href=\"https:\/\/youtu.be\/2GKnvGKMV8c\" target=\"_blank\" rel=\"noopener\">Iute Group 9M\/2023 Earnings Call<\/a><\/li>\n<\/ul>\n<p><b>Interim report 6M 2023<\/b><\/p>\n<ul>\n<li><span style=\"font-weight: 400;\"><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2023\/08\/230822_Iute-Group_Report-6M23.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Iute Group 6M\/2023 Unaudited Results<\/a><\/span><\/li>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2023\/08\/230823_ICE_Reporting-presentation_6M23.pdf\" target=\"_blank\" rel=\"noopener\">Iute Group 6M\/2023 Investor Presentation<\/a><\/li>\n<li><a href=\"https:\/\/youtu.be\/kPaSzMTDVdE\" target=\"_blank\" rel=\"noopener\">Iute Group 6M\/2023 Earnings Call<\/a><\/li>\n<\/ul>\n<p><b>Interim report 3M 2023<\/b><\/p>\n<ul>\n<li><span style=\"font-weight: 400;\"><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2023\/05\/230529_ICE_Report-3M23.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Iute Group 3M\/2023 Unaudited Results<\/a><\/span><\/li>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2023\/05\/230530_ICE_Reporting-presentation_3M23-2.pdf\" target=\"_blank\" rel=\"noopener\">Iute Group 3M\/2023 Investor Presentation<\/a><\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div><\/div><div class=\"accordian fusion-accordian\" style=\"--awb-border-size:0px;--awb-icon-size:18px;--awb-content-font-size:16px;--awb-icon-alignment:right;--awb-hover-color:#ffffff;--awb-border-color:var(--awb-color2);--awb-background-color:var(--awb-color1);--awb-divider-color:rgba(255,252,252,0);--awb-divider-hover-color:rgba(255,252,252,0);--awb-icon-color:var(--awb-color4);--awb-title-color:var(--awb-color4);--awb-content-color:#333333;--awb-icon-box-color:#333333;--awb-toggle-hover-accent-color:var(--awb-color4);--awb-toggle-active-accent-color:var(--awb-color4);--awb-title-font-family:&quot;Manrope&quot;;--awb-title-font-weight:600;--awb-title-font-style:normal;--awb-title-font-size:24px;--awb-content-font-family:&quot;Manrope&quot;;--awb-content-font-style:normal;--awb-content-font-weight:400;\"><div class=\"panel-group fusion-toggle-icon-right fusion-toggle-icon-unboxed\" id=\"accordion-23367-4\"><div class=\"fusion-panel panel-default panel-e111e09e6e92fc24d fusion-toggle-no-divider fusion-toggle-boxed-mode\" style=\"--awb-title-color:var(--awb-color4);--awb-content-color:#333333;\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\" id=\"toggle_e111e09e6e92fc24d\"><a aria-expanded=\"false\" aria-controls=\"e111e09e6e92fc24d\" role=\"button\" data-toggle=\"collapse\" data-target=\"#e111e09e6e92fc24d\" href=\"#e111e09e6e92fc24d\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box active-icon fa-minus fas\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon fa-plus fas\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">2022<\/span><\/a><\/h4><\/div><div id=\"e111e09e6e92fc24d\" class=\"panel-collapse collapse \" aria-labelledby=\"toggle_e111e09e6e92fc24d\"><div class=\"panel-body toggle-content fusion-clearfix\">\n<p><strong>Annual reporting 2022<\/strong><\/p>\n<ul>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2023\/03\/AS-IuteCredit-Europe-consolidated-report-2022-with-Independent-Auditors-Report_SIGNED.pdf\" target=\"_blank\" rel=\"noopener\">IuteCredit Annual Report 2022<\/a><\/li>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2023\/02\/230221_ICE_Report-12M22-2.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">IuteCredit 2022 Unaudited Results<\/a><\/li>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2023\/02\/230221_ICE_Reporting-presentation_12M22.pdf\" target=\"_blank\" rel=\"noopener\">IuteCredit 2022 Earnings Call Presentation<\/a><\/li>\n<li><a href=\"https:\/\/youtu.be\/zroH0TWG-Zc\" target=\"_blank\" rel=\"noopener\">IuteCredit 2022 Earnings Call<\/a><\/li>\n<\/ul>\n<p><strong>Interim report 9M 2022<\/strong><\/p>\n<ul>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2022\/11\/221121_ICE_Report-9M22.pdf\" target=\"_blank\" rel=\"noopener\">IuteCredit 9M\/2022 Unaudited Results<\/a><b><\/b><\/li>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2022\/11\/221123_ICE_Reporting-presentation_9M22-1.pdf\" target=\"_blank\" rel=\"noopener\">IuteCredit 9M\/2022 Earnings Call Presentation<\/a><\/li>\n<li><a href=\"https:\/\/youtu.be\/T8P7cn8HNeY\" target=\"_blank\" rel=\"noopener\">IuteCredit 9M\/2022 Earnings Call<\/a><\/li>\n<\/ul>\n<p><strong>Half-year report 2022<\/strong><\/p>\n<ul>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2022\/08\/220824_IuteCredit_Report-6M22.pdf\" target=\"_blank\" rel=\"noopener\">IuteCredit 6M\/2022 Unaudited Results<\/a><\/li>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2022\/08\/220825_IuteCredit_Reporting-presentation_6M22_AC.pdf\" target=\"_blank\" rel=\"noopener\">IuteCredit 6M\/2022 Earnings Call Presentation<\/a><\/li>\n<\/ul>\n<p><b>Interim report 3M 2022<\/b><\/p>\n<ul>\n<li><span style=\"font-weight: 400;\"><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2022\/08\/220523_IuteCredit_Report-3M22-1.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">IuteCredit 3M\/2022 Unaudited Results<\/a><\/span><\/li>\n<li><span style=\"font-weight: 400;\"><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2022\/08\/220525_IuteCredit_Reporting-presentation_3M22.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">IuteCredit 3M\/2022 Earnings Call Presentation<\/a><\/span><\/li>\n<li><a href=\"https:\/\/youtu.be\/PKgQmooQlmw\" target=\"_blank\" rel=\"noopener\">IuteCredit 3M\/2022 Earnings Call<\/a><\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div><\/div><div class=\"accordian fusion-accordian\" style=\"--awb-border-size:0px;--awb-icon-size:18px;--awb-content-font-size:16px;--awb-icon-alignment:right;--awb-hover-color:#ffffff;--awb-border-color:var(--awb-color2);--awb-background-color:var(--awb-color1);--awb-divider-color:rgba(255,252,252,0);--awb-divider-hover-color:rgba(255,252,252,0);--awb-icon-color:var(--awb-color4);--awb-title-color:var(--awb-color4);--awb-content-color:#333333;--awb-icon-box-color:#333333;--awb-toggle-hover-accent-color:var(--awb-color4);--awb-toggle-active-accent-color:var(--awb-color4);--awb-title-font-family:&quot;Manrope&quot;;--awb-title-font-weight:600;--awb-title-font-style:normal;--awb-title-font-size:24px;--awb-content-font-family:&quot;Manrope&quot;;--awb-content-font-style:normal;--awb-content-font-weight:400;\"><div class=\"panel-group fusion-toggle-icon-right fusion-toggle-icon-unboxed\" id=\"accordion-23367-5\"><div class=\"fusion-panel panel-default panel-80d44ae372a3e4e2f fusion-toggle-no-divider fusion-toggle-boxed-mode\" style=\"--awb-title-color:var(--awb-color4);--awb-content-color:#333333;\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\" id=\"toggle_80d44ae372a3e4e2f\"><a aria-expanded=\"false\" aria-controls=\"80d44ae372a3e4e2f\" role=\"button\" data-toggle=\"collapse\" data-target=\"#80d44ae372a3e4e2f\" href=\"#80d44ae372a3e4e2f\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box active-icon fa-minus fas\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon fa-plus fas\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">2021<\/span><\/a><\/h4><\/div><div id=\"80d44ae372a3e4e2f\" class=\"panel-collapse collapse \" aria-labelledby=\"toggle_80d44ae372a3e4e2f\"><div class=\"panel-body toggle-content fusion-clearfix\">\n<p><strong>Annual reporting 2021<\/strong><\/p>\n<ul>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2022\/08\/IUTECREDIT-ANNUAL-REPORT-2021.pdf\" target=\"_blank\" rel=\"noopener\">IuteCredit 2021 Annual Report<\/a><\/li>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2022\/08\/IUTECREDIT-UNAUDITED-RESULTS-2021.pdf\" target=\"_blank\" rel=\"noopener\">IuteCredit 2021 Unaudited Results<\/a><\/li>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2022\/08\/IUTECREDIT-EARNINGS-CALL-PRESENTATION-2021.pdf\" target=\"_blank\" rel=\"noopener\">IuteCredit 2021 Earnings Call Presentation<\/a><\/li>\n<li><a href=\"https:\/\/www.youtube.com\/watch?v=yYOhnAuhpkE\" target=\"_blank\" rel=\"noopener\">IuteCredit 2021 Earnings Call (In Estonian)<\/a><\/li>\n<\/ul>\n<p><strong>Interim Report 9M 2021<\/strong><\/p>\n<ul>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2022\/08\/IUTECREDIT-UNAUDITED-RESULTS-9M-2021.pdf\" target=\"_blank\" rel=\"noopener\">IuteCredit 9M\/2021 Unaudited Results<\/a><\/li>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2022\/08\/IUTECREDIT-EARNINGS-CALL-PRESENTATION-9M-2021.pdf\" target=\"_blank\" rel=\"noopener\">IuteCredit 9M\/2021 Earnings Call Presentation<\/a><\/li>\n<li><a href=\"https:\/\/www.youtube.com\/watch?v=0uElc1hP5cE\" target=\"_blank\" rel=\"noopener\">IuteCredit 9M\/2021 Earnings Call (In Estonian)<\/a><\/li>\n<\/ul>\n<p><strong>Half-year report 2021<\/strong><\/p>\n<ul>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2022\/08\/IUTECREDIT-UNAUDITED-RESULTS-6M-2021.pdf\" target=\"_blank\" rel=\"noopener\">IuteCredit 6M\/2021 Unaudited Results<\/a><\/li>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2022\/08\/IUTECREDIT-EARNINGS-CALL-PRESENTATION-6M-2021.pdf\" target=\"_blank\" rel=\"noopener\">IuteCredit 6M\/2021 Earnings Call Presentation<\/a><\/li>\n<\/ul>\n<p><strong>Interim report 3M 2021<\/strong><\/p>\n<ul>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2022\/08\/IUTECREDIT-UNAUDITED-RESULTS-3M-2021.pdf\" target=\"_blank\" rel=\"noopener\">IuteCredit 3M\/2021 Unaudited Results<\/a><\/li>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2022\/08\/IUTECREDIT-EARNINGS-CALL-PRESENTATION-3M-2021.pdf\" target=\"_blank\" rel=\"noopener\">IuteCredit 3M\/2021 Earnings Call Presentation<\/a><\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div><\/div><div class=\"accordian fusion-accordian\" style=\"--awb-border-size:0px;--awb-icon-size:18px;--awb-content-font-size:16px;--awb-icon-alignment:right;--awb-hover-color:#ffffff;--awb-border-color:var(--awb-color2);--awb-background-color:var(--awb-color1);--awb-divider-color:rgba(255,252,252,0);--awb-divider-hover-color:rgba(255,252,252,0);--awb-icon-color:var(--awb-color4);--awb-title-color:var(--awb-color4);--awb-content-color:#333333;--awb-icon-box-color:#333333;--awb-toggle-hover-accent-color:var(--awb-color4);--awb-toggle-active-accent-color:var(--awb-color4);--awb-title-font-family:&quot;Manrope&quot;;--awb-title-font-weight:600;--awb-title-font-style:normal;--awb-title-font-size:24px;--awb-content-font-family:&quot;Manrope&quot;;--awb-content-font-style:normal;--awb-content-font-weight:400;\"><div class=\"panel-group fusion-toggle-icon-right fusion-toggle-icon-unboxed\" id=\"accordion-23367-6\"><div class=\"fusion-panel panel-default panel-3fd5452402369a260 fusion-toggle-no-divider fusion-toggle-boxed-mode\" style=\"--awb-title-color:var(--awb-color4);--awb-content-color:#333333;\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\" id=\"toggle_3fd5452402369a260\"><a aria-expanded=\"false\" aria-controls=\"3fd5452402369a260\" role=\"button\" data-toggle=\"collapse\" data-target=\"#3fd5452402369a260\" href=\"#3fd5452402369a260\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box active-icon fa-minus fas\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon fa-plus fas\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">2020<\/span><\/a><\/h4><\/div><div id=\"3fd5452402369a260\" class=\"panel-collapse collapse \" aria-labelledby=\"toggle_3fd5452402369a260\"><div class=\"panel-body toggle-content fusion-clearfix\">\n<p><strong>Annual reporting 2020<\/strong><\/p>\n<ul>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2022\/09\/IUTECREDIT-ANNUAL-REPORT-2020.pdf\" target=\"_blank\" rel=\"noopener\">IuteCredit 2020 Annual Report<\/a><\/li>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2022\/08\/IUTECREDIT-EARNINGS-CALL-PRESENTATION-2020.pdf\" target=\"_blank\" rel=\"noopener\">IuteCredit 2020 Earnings Call Presentation<\/a><\/li>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2022\/08\/IUTECREDIT-UNAUDITED-RESULTS-2020.pdf\" target=\"_blank\" rel=\"noopener\">IuteCredit 2020 Unaudited Results<\/a><\/li>\n<\/ul>\n<p><strong>Interim report 9M 2020<\/strong><\/p>\n<ul>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2022\/08\/IUTECREDIT-UNAUDITED-RESULTS-9M-2020.pdf\" target=\"_blank\" rel=\"noopener\">IuteCredit 9M\/2020 Unaudited Results<\/a><\/li>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2022\/08\/IUTECREDIT-EARNINGS-CALL-PRESENTATION-9M-2020.pdf\" target=\"_blank\" rel=\"noopener\">IuteCredit 9M\/2020 Earnings Call Presentation<\/a><\/li>\n<\/ul>\n<p><strong>Half-year reporting 2020<\/strong><\/p>\n<ul>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2022\/08\/IUTECREDIT-UNAUDITED-RESULTS-H1-2020.pdf\" target=\"_blank\" rel=\"noopener\">IuteCredit 6M\/2020 Unaudited Results<\/a><\/li>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2022\/08\/IUTECREDIT-EARNINGS-CALL-PRESENTATON-6M-2020.pdf\" target=\"_blank\" rel=\"noopener\">IuteCredit 6M\/2020 Earnings Call Presentaton<\/a><\/li>\n<\/ul>\n<p><strong>Interim report 3M 2020<\/strong><\/p>\n<ul>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2022\/08\/IUTECREDIT-UNAUDITED-RESULTS-3M-2020.pdf\" target=\"_blank\" rel=\"noopener\">IuteCredit 3M\/2020 Unaudited Results<\/a><\/li>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2022\/08\/IUTECREDIT-EARNINGS-CALL-PRESENTATION-3M-2020.pdf\" target=\"_blank\" rel=\"noopener\">IuteCredit 3M\/2020 Earnings Call Presentation<\/a><\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div><\/div><div class=\"accordian fusion-accordian\" style=\"--awb-border-size:0px;--awb-icon-size:18px;--awb-content-font-size:16px;--awb-icon-alignment:right;--awb-hover-color:#ffffff;--awb-border-color:var(--awb-color2);--awb-background-color:var(--awb-color1);--awb-divider-color:rgba(255,252,252,0);--awb-divider-hover-color:rgba(255,252,252,0);--awb-icon-color:var(--awb-color4);--awb-title-color:var(--awb-color4);--awb-content-color:#333333;--awb-icon-box-color:#333333;--awb-toggle-hover-accent-color:var(--awb-color4);--awb-toggle-active-accent-color:var(--awb-color4);--awb-title-font-family:&quot;Manrope&quot;;--awb-title-font-weight:600;--awb-title-font-style:normal;--awb-title-font-size:24px;--awb-content-font-family:&quot;Manrope&quot;;--awb-content-font-style:normal;--awb-content-font-weight:400;\"><div class=\"panel-group fusion-toggle-icon-right fusion-toggle-icon-unboxed\" id=\"accordion-23367-7\"><div class=\"fusion-panel panel-default panel-6ee1f989836172805 fusion-toggle-no-divider fusion-toggle-boxed-mode\" style=\"--awb-title-color:var(--awb-color4);--awb-content-color:#333333;\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\" id=\"toggle_6ee1f989836172805\"><a aria-expanded=\"false\" aria-controls=\"6ee1f989836172805\" role=\"button\" data-toggle=\"collapse\" data-target=\"#6ee1f989836172805\" href=\"#6ee1f989836172805\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box active-icon fa-minus fas\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon fa-plus fas\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">2019<\/span><\/a><\/h4><\/div><div id=\"6ee1f989836172805\" class=\"panel-collapse collapse \" aria-labelledby=\"toggle_6ee1f989836172805\"><div class=\"panel-body toggle-content fusion-clearfix\">\n<p><strong>Annual reporting 2019<\/strong><\/p>\n<ul>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2022\/09\/IUTECREDIT-ANNUAL-REPORT-2019.pdf\" target=\"_blank\" rel=\"noopener\">IuteCredit 2019 Annual Report<\/a><\/li>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2022\/08\/IUTECREDIT-UNAUDITED-RESULTS-2019.pdf\" target=\"_blank\" rel=\"noopener\">IuteCredit 2019 Unaudited Results<\/a><\/li>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2022\/08\/IUTECREDIT-EARNINGS-CALL-PRESENTATION-2019.pdf\" target=\"_blank\" rel=\"noopener\">IuteCredit 2019 Earnings Call Presentation<\/a><\/li>\n<\/ul>\n<p><strong>Interim reports 9M 2019<\/strong><\/p>\n<ul>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2022\/09\/IUTECREDIT-UNAUDITED-RESULTS-9M-2019.pdf\" target=\"_blank\" rel=\"noopener\">IuteCredit 9M\/2019 Unaudited Results<\/a><\/li>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2022\/08\/IUTECREDIT-EARNINGS-CALL-PRESENTATION-9M-2019.pdf\" target=\"_blank\" rel=\"noopener\">IuteCredit 9M\/2019 Earnings Call Presentation<\/a><\/li>\n<\/ul>\n<p><strong>Half-year reporting 2019<\/strong><\/p>\n<ul>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2022\/08\/IUTECREDIT-UNAUDITED-RESULTS-H1-2019.pdf\" target=\"_blank\" rel=\"noopener\">IuteCredit 6M\/2019 Unaudited Results<\/a><\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-4 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:calc( 0.1 * calc( 100% - 100px ) );--awb-margin-bottom-large:20px;--awb-spacing-left-large:calc( 0.04 * calc( 100% - 100px ) );--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:calc( 0.1 * calc( 100% - 100px ) );--awb-spacing-left-medium:calc( 0.04 * calc( 100% - 100px ) );--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:50px;--awb-spacing-left-small:50px;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"accordian fusion-accordian\" style=\"--awb-border-size:0px;--awb-icon-size:18px;--awb-content-font-size:16px;--awb-icon-alignment:right;--awb-hover-color:#ffffff;--awb-border-color:var(--awb-color2);--awb-background-color:var(--awb-color1);--awb-divider-color:rgba(255,252,252,0);--awb-divider-hover-color:rgba(255,252,252,0);--awb-icon-color:var(--awb-color4);--awb-title-color:var(--awb-color4);--awb-content-color:#333333;--awb-icon-box-color:#333333;--awb-toggle-hover-accent-color:var(--awb-color4);--awb-toggle-active-accent-color:var(--awb-color4);--awb-title-font-family:&quot;Manrope&quot;;--awb-title-font-weight:600;--awb-title-font-style:normal;--awb-title-font-size:24px;--awb-content-font-family:&quot;Manrope&quot;;--awb-content-font-style:normal;--awb-content-font-weight:400;\"><div class=\"panel-group fusion-toggle-icon-right fusion-toggle-icon-unboxed\" id=\"accordion-23367-8\"><div class=\"fusion-panel panel-default panel-48e2d3b8ed4f9599e fusion-toggle-no-divider fusion-toggle-boxed-mode\" style=\"--awb-title-color:var(--awb-color4);--awb-content-color:#333333;\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\" id=\"toggle_48e2d3b8ed4f9599e\"><a aria-expanded=\"false\" aria-controls=\"48e2d3b8ed4f9599e\" role=\"button\" data-toggle=\"collapse\" data-target=\"#48e2d3b8ed4f9599e\" href=\"#48e2d3b8ed4f9599e\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box active-icon fa-minus fas\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon fa-plus fas\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">2018<\/span><\/a><\/h4><\/div><div id=\"48e2d3b8ed4f9599e\" class=\"panel-collapse collapse \" aria-labelledby=\"toggle_48e2d3b8ed4f9599e\"><div class=\"panel-body toggle-content fusion-clearfix\">\n<p><strong>Annual Reporting 2018<\/strong><\/p>\n<ul>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2022\/08\/2018-ICE-ANNUAL-REPORT.pdf\" target=\"_blank\" rel=\"noopener\">IuteCredit 2018 Annual Report<\/a><\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div><\/div><div class=\"accordian fusion-accordian\" style=\"--awb-border-size:0px;--awb-icon-size:18px;--awb-content-font-size:16px;--awb-icon-alignment:right;--awb-hover-color:#ffffff;--awb-border-color:var(--awb-color2);--awb-background-color:var(--awb-color1);--awb-divider-color:rgba(255,252,252,0);--awb-divider-hover-color:rgba(255,252,252,0);--awb-icon-color:var(--awb-color4);--awb-title-color:var(--awb-color4);--awb-content-color:#333333;--awb-icon-box-color:#333333;--awb-toggle-hover-accent-color:var(--awb-color4);--awb-toggle-active-accent-color:var(--awb-color4);--awb-title-font-family:&quot;Manrope&quot;;--awb-title-font-weight:600;--awb-title-font-style:normal;--awb-title-font-size:24px;--awb-content-font-family:&quot;Manrope&quot;;--awb-content-font-style:normal;--awb-content-font-weight:400;\"><div class=\"panel-group fusion-toggle-icon-right fusion-toggle-icon-unboxed\" id=\"accordion-23367-9\"><div class=\"fusion-panel panel-default panel-5a1c6efd494d57408 fusion-toggle-no-divider fusion-toggle-boxed-mode\" style=\"--awb-title-color:var(--awb-color4);--awb-content-color:#333333;\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\" id=\"toggle_5a1c6efd494d57408\"><a aria-expanded=\"false\" aria-controls=\"5a1c6efd494d57408\" role=\"button\" data-toggle=\"collapse\" data-target=\"#5a1c6efd494d57408\" href=\"#5a1c6efd494d57408\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box active-icon fa-minus fas\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon fa-plus fas\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">2017<\/span><\/a><\/h4><\/div><div id=\"5a1c6efd494d57408\" class=\"panel-collapse collapse \" aria-labelledby=\"toggle_5a1c6efd494d57408\"><div class=\"panel-body toggle-content fusion-clearfix\">\n<div>\n<p><strong>Annual Reporting 2017<\/strong><\/p>\n<ul>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2022\/09\/IUTECREDIT-ANNUAL-REPORT-2017.pdf\" target=\"_blank\" rel=\"noopener\">IuteCredit 2017 Annual Report<\/a><\/li>\n<\/ul>\n<\/div>\n<\/div><\/div><\/div><\/div><\/div><div class=\"accordian fusion-accordian\" style=\"--awb-border-size:0px;--awb-icon-size:18px;--awb-content-font-size:16px;--awb-icon-alignment:right;--awb-hover-color:#ffffff;--awb-border-color:var(--awb-color2);--awb-background-color:var(--awb-color1);--awb-divider-color:rgba(255,252,252,0);--awb-divider-hover-color:rgba(255,252,252,0);--awb-icon-color:var(--awb-color4);--awb-title-color:var(--awb-color4);--awb-content-color:#333333;--awb-icon-box-color:#333333;--awb-toggle-hover-accent-color:var(--awb-color4);--awb-toggle-active-accent-color:var(--awb-color4);--awb-title-font-family:&quot;Manrope&quot;;--awb-title-font-weight:600;--awb-title-font-style:normal;--awb-title-font-size:24px;--awb-content-font-family:&quot;Manrope&quot;;--awb-content-font-style:normal;--awb-content-font-weight:400;\"><div class=\"panel-group fusion-toggle-icon-right fusion-toggle-icon-unboxed\" id=\"accordion-23367-10\"><div class=\"fusion-panel panel-default panel-6c9391ba8120e3782 fusion-toggle-no-divider fusion-toggle-boxed-mode\" style=\"--awb-title-color:var(--awb-color4);--awb-content-color:#333333;\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\" id=\"toggle_6c9391ba8120e3782\"><a aria-expanded=\"false\" aria-controls=\"6c9391ba8120e3782\" role=\"button\" data-toggle=\"collapse\" data-target=\"#6c9391ba8120e3782\" href=\"#6c9391ba8120e3782\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box active-icon fa-minus fas\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon fa-plus fas\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">2016<\/span><\/a><\/h4><\/div><div id=\"6c9391ba8120e3782\" class=\"panel-collapse collapse \" aria-labelledby=\"toggle_6c9391ba8120e3782\"><div class=\"panel-body toggle-content fusion-clearfix\">\n<p><strong>Annual Reporting 2016<\/strong><\/p>\n<ul>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2022\/09\/IUTECREDIT-ANNUAL-REPORT-2016.pdf\" target=\"_blank\" rel=\"noopener\">IuteCredit 2016 Annual Report<\/a><\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div><\/div><div class=\"accordian fusion-accordian\" style=\"--awb-border-size:0px;--awb-icon-size:18px;--awb-content-font-size:16px;--awb-icon-alignment:right;--awb-hover-color:#ffffff;--awb-border-color:var(--awb-color2);--awb-background-color:var(--awb-color1);--awb-divider-color:rgba(255,252,252,0);--awb-divider-hover-color:rgba(255,252,252,0);--awb-icon-color:var(--awb-color4);--awb-title-color:var(--awb-color4);--awb-content-color:#333333;--awb-icon-box-color:#333333;--awb-toggle-hover-accent-color:var(--awb-color4);--awb-toggle-active-accent-color:var(--awb-color4);--awb-title-font-family:&quot;Manrope&quot;;--awb-title-font-weight:600;--awb-title-font-style:normal;--awb-title-font-size:24px;--awb-content-font-family:&quot;Manrope&quot;;--awb-content-font-style:normal;--awb-content-font-weight:400;\"><div class=\"panel-group fusion-toggle-icon-right fusion-toggle-icon-unboxed\" id=\"accordion-23367-11\"><div class=\"fusion-panel panel-default panel-23a4e515121864781 fusion-toggle-no-divider fusion-toggle-boxed-mode\" style=\"--awb-title-color:var(--awb-color4);--awb-content-color:#333333;\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\" id=\"toggle_23a4e515121864781\"><a aria-expanded=\"false\" aria-controls=\"23a4e515121864781\" role=\"button\" data-toggle=\"collapse\" data-target=\"#23a4e515121864781\" href=\"#23a4e515121864781\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box active-icon fa-minus fas\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon fa-plus fas\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">2015<\/span><\/a><\/h4><\/div><div id=\"23a4e515121864781\" class=\"panel-collapse collapse \" aria-labelledby=\"toggle_23a4e515121864781\"><div class=\"panel-body toggle-content fusion-clearfix\">\n<p><strong>Annual Reporting 2015<\/strong><\/p>\n<ul>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2022\/08\/IUTECREDIT-ANNUAL-REPORT-2015.pdf\" target=\"_blank\" rel=\"noopener\">IuteCredit 2015 Annual Report<\/a><\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div><\/div><div class=\"accordian fusion-accordian\" style=\"--awb-border-size:0px;--awb-icon-size:18px;--awb-content-font-size:16px;--awb-icon-alignment:right;--awb-hover-color:#ffffff;--awb-border-color:var(--awb-color2);--awb-background-color:var(--awb-color1);--awb-divider-color:rgba(255,252,252,0);--awb-divider-hover-color:rgba(255,252,252,0);--awb-icon-color:var(--awb-color4);--awb-title-color:var(--awb-color4);--awb-content-color:#333333;--awb-icon-box-color:#333333;--awb-toggle-hover-accent-color:var(--awb-color4);--awb-toggle-active-accent-color:var(--awb-color4);--awb-title-font-family:&quot;Manrope&quot;;--awb-title-font-weight:600;--awb-title-font-style:normal;--awb-title-font-size:24px;--awb-content-font-family:&quot;Manrope&quot;;--awb-content-font-style:normal;--awb-content-font-weight:400;\"><div class=\"panel-group fusion-toggle-icon-right fusion-toggle-icon-unboxed\" id=\"accordion-23367-12\"><div class=\"fusion-panel panel-default panel-99eb6652e9b7e630e fusion-toggle-no-divider fusion-toggle-boxed-mode\" style=\"--awb-title-color:var(--awb-color4);--awb-content-color:#333333;\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\" id=\"toggle_99eb6652e9b7e630e\"><a aria-expanded=\"false\" aria-controls=\"99eb6652e9b7e630e\" role=\"button\" data-toggle=\"collapse\" data-target=\"#99eb6652e9b7e630e\" href=\"#99eb6652e9b7e630e\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box active-icon fa-minus fas\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon fa-plus fas\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">2014<\/span><\/a><\/h4><\/div><div id=\"99eb6652e9b7e630e\" class=\"panel-collapse collapse \" aria-labelledby=\"toggle_99eb6652e9b7e630e\"><div class=\"panel-body toggle-content fusion-clearfix\">\n<p><strong>Annual Reporting 2014<\/strong><\/p>\n<ul>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2022\/08\/IUTECREDIT-ANNUAL-REPORT-2014.pdf\" target=\"_blank\" rel=\"noopener\">IuteCredit 2014 Annual Report<\/a><\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div><\/div><div class=\"accordian fusion-accordian\" style=\"--awb-border-size:0px;--awb-icon-size:18px;--awb-content-font-size:16px;--awb-icon-alignment:right;--awb-hover-color:#ffffff;--awb-border-color:var(--awb-color2);--awb-background-color:var(--awb-color1);--awb-divider-color:rgba(255,252,252,0);--awb-divider-hover-color:rgba(255,252,252,0);--awb-icon-color:var(--awb-color4);--awb-title-color:var(--awb-color4);--awb-content-color:#333333;--awb-icon-box-color:#333333;--awb-toggle-hover-accent-color:var(--awb-color4);--awb-toggle-active-accent-color:var(--awb-color4);--awb-title-font-family:&quot;Manrope&quot;;--awb-title-font-weight:600;--awb-title-font-style:normal;--awb-title-font-size:24px;--awb-content-font-family:&quot;Manrope&quot;;--awb-content-font-style:normal;--awb-content-font-weight:400;\"><div class=\"panel-group fusion-toggle-icon-right fusion-toggle-icon-unboxed\" id=\"accordion-23367-13\"><div class=\"fusion-panel panel-default panel-242bbb568d4777659 fusion-toggle-no-divider fusion-toggle-boxed-mode\" style=\"--awb-title-color:var(--awb-color4);--awb-content-color:#333333;\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\" id=\"toggle_242bbb568d4777659\"><a aria-expanded=\"false\" aria-controls=\"242bbb568d4777659\" role=\"button\" data-toggle=\"collapse\" data-target=\"#242bbb568d4777659\" href=\"#242bbb568d4777659\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box active-icon fa-minus fas\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon fa-plus fas\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">2013<\/span><\/a><\/h4><\/div><div id=\"242bbb568d4777659\" class=\"panel-collapse collapse \" aria-labelledby=\"toggle_242bbb568d4777659\"><div class=\"panel-body toggle-content fusion-clearfix\">\n<p><strong>Annual Reporting 2013<\/strong><\/p>\n<ul>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2022\/08\/IUTECREDIT-ANNUAL-REPORT-2013.pdf\" target=\"_blank\" rel=\"noopener\">IuteCredit 2013 Annual Report<\/a><\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div><\/div><div class=\"accordian fusion-accordian\" style=\"--awb-border-size:0px;--awb-icon-size:18px;--awb-content-font-size:16px;--awb-icon-alignment:right;--awb-hover-color:#ffffff;--awb-border-color:var(--awb-color2);--awb-background-color:var(--awb-color1);--awb-divider-color:rgba(255,252,252,0);--awb-divider-hover-color:rgba(255,252,252,0);--awb-icon-color:var(--awb-color4);--awb-title-color:var(--awb-color4);--awb-content-color:#333333;--awb-icon-box-color:#333333;--awb-toggle-hover-accent-color:var(--awb-color4);--awb-toggle-active-accent-color:var(--awb-color4);--awb-title-font-family:&quot;Manrope&quot;;--awb-title-font-weight:600;--awb-title-font-style:normal;--awb-title-font-size:24px;--awb-content-font-family:&quot;Manrope&quot;;--awb-content-font-style:normal;--awb-content-font-weight:400;\"><div class=\"panel-group fusion-toggle-icon-right fusion-toggle-icon-unboxed\" id=\"accordion-23367-14\"><div class=\"fusion-panel panel-default panel-c14c6e8c90c4cc57c fusion-toggle-no-divider fusion-toggle-boxed-mode\" style=\"--awb-title-color:var(--awb-color4);--awb-content-color:#333333;\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\" id=\"toggle_c14c6e8c90c4cc57c\"><a aria-expanded=\"false\" aria-controls=\"c14c6e8c90c4cc57c\" role=\"button\" data-toggle=\"collapse\" data-target=\"#c14c6e8c90c4cc57c\" href=\"#c14c6e8c90c4cc57c\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box active-icon fa-minus fas\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon fa-plus fas\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">2012<\/span><\/a><\/h4><\/div><div id=\"c14c6e8c90c4cc57c\" class=\"panel-collapse collapse \" aria-labelledby=\"toggle_c14c6e8c90c4cc57c\"><div class=\"panel-body toggle-content fusion-clearfix\">\n<p><strong>Annual Reporting 2012<\/strong><\/p>\n<ul>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2022\/08\/IUTECREDIT-ANNUAL-REPORT-2012.pdf\" target=\"_blank\" rel=\"noopener\">IuteCredit 2012 Annual Report<\/a><\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-5 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:50px;--awb-margin-bottom-large:20px;--awb-spacing-left-large:50px;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:50px;--awb-spacing-left-medium:50px;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:50px;--awb-spacing-left-small:50px;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"--awb-flex-grow:0;--awb-flex-grow-medium:0;--awb-flex-grow-small:0;--awb-flex-shrink:0;--awb-flex-shrink-medium:0;--awb-flex-shrink-small:0;width:calc( 100% + 100px ) !important;max-width:calc( 100% + 100px ) !important;margin-left: calc(-100px \/ 2 );margin-right: calc(-100px \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-2 fusion_builder_column_inner_1_1 1_1 fusion-flex-column fusion-flex-align-self-flex-start\" style=\"--awb-padding-left:25px;--awb-bg-size:cover;--awb-border-color:var(--awb-color4);--awb-border-left:2px;--awb-border-style:solid;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:50px;--awb-margin-bottom-large:0px;--awb-spacing-left-large:calc( 0.05 * calc( 100% - 100px ) );--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:50px;--awb-spacing-left-medium:50px;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:50px;--awb-spacing-left-small:50px;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-center fusion-content-layout-column\"><div class=\"fusion-text fusion-text-4 fusion-text-no-margin\" style=\"--awb-font-size:18px;--awb-text-color:#595959;--awb-margin-top:5px;--awb-margin-bottom:5px;\"><h3><span style=\"color: #808080;\">IuteCredit Finance<\/span><\/h3>\n<\/div><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-6 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:50px;--awb-margin-bottom-large:20px;--awb-spacing-left-large:50px;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:50px;--awb-spacing-left-medium:50px;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:50px;--awb-spacing-left-small:50px;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"accordian fusion-accordian\" style=\"--awb-border-size:0px;--awb-icon-size:18px;--awb-content-font-size:16px;--awb-icon-alignment:right;--awb-hover-color:#ffffff;--awb-border-color:var(--awb-color2);--awb-background-color:var(--awb-color1);--awb-divider-color:rgba(255,252,252,0);--awb-divider-hover-color:rgba(255,252,252,0);--awb-icon-color:var(--awb-color4);--awb-title-color:var(--awb-color4);--awb-content-color:#333333;--awb-icon-box-color:#333333;--awb-toggle-hover-accent-color:var(--awb-color4);--awb-toggle-active-accent-color:var(--awb-color4);--awb-title-font-family:&quot;Manrope&quot;;--awb-title-font-weight:600;--awb-title-font-style:normal;--awb-title-font-size:24px;--awb-content-font-family:&quot;Manrope&quot;;--awb-content-font-style:normal;--awb-content-font-weight:400;\"><div class=\"panel-group fusion-toggle-icon-right fusion-toggle-icon-unboxed\" id=\"accordion-23367-15\"><div class=\"fusion-panel panel-default panel-f88d1f8d858af78c2 fusion-toggle-no-divider fusion-toggle-boxed-mode\" style=\"--awb-title-color:var(--awb-color4);--awb-content-color:#333333;\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\" id=\"toggle_f88d1f8d858af78c2\"><a aria-expanded=\"false\" aria-controls=\"f88d1f8d858af78c2\" role=\"button\" data-toggle=\"collapse\" data-target=\"#f88d1f8d858af78c2\" href=\"#f88d1f8d858af78c2\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box active-icon fa-minus fas\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon fa-plus fas\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">2025<\/span><\/a><\/h4><\/div><div id=\"f88d1f8d858af78c2\" class=\"panel-collapse collapse \" aria-labelledby=\"toggle_f88d1f8d858af78c2\"><div class=\"panel-body toggle-content fusion-clearfix\">\n<ul>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2026\/04\/TradSigned-IuteCredit-Finance-S.a-r.l-31.12.2025-1.pdf\">IuteCredit Finance 2025 Annual Report<\/a><\/li>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2026\/04\/2221005B3DQGM4INWF57-2025-31-12-1-en.xhtml_.zip\">IuteCredit Finance 2025 Annual Report (xhtml)<\/a><\/li>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2025\/08\/IuteCredit-Finance-S.a-r.l.-unaudited-half-year-report-2025.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">IuteCredit Finance 6M\/2025 Unaudited Results<\/a><\/li>\n<\/ul>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default panel-4a324273ec6f8164f fusion-toggle-no-divider fusion-toggle-boxed-mode\" style=\"--awb-title-color:var(--awb-color4);--awb-content-color:#333333;\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\" id=\"toggle_4a324273ec6f8164f\"><a aria-expanded=\"false\" aria-controls=\"4a324273ec6f8164f\" role=\"button\" data-toggle=\"collapse\" data-target=\"#4a324273ec6f8164f\" href=\"#4a324273ec6f8164f\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box active-icon fa-minus fas\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon fa-plus fas\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">2024<\/span><\/a><\/h4><\/div><div id=\"4a324273ec6f8164f\" class=\"panel-collapse collapse \" aria-labelledby=\"toggle_4a324273ec6f8164f\"><div class=\"panel-body toggle-content fusion-clearfix\">\n<ul>\n<li><a style=\"font-family: var(--awb-content-font-family); font-size: var(--awb-content-font-size); font-style: var(--awb-content-font-style); letter-spacing: var(--awb-content-letter-spacing); text-transform: var(--awb-content-text-transform);\" href=\"https:\/\/iute.com\/wp-content\/uploads\/2025\/04\/IuteCredit-Finance-S.a-r.l.-annual-report-31.12.2024.pdf\">IuteCredit Finance 2024 Annual Report<\/a><\/li>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2025\/04\/2221005B3DQGM41NWF57-2024-31-12-0-en.xhtml_.zip\">IuteCredit Finance 2024 Annual Report (xhtml)<\/a><\/li>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2024\/08\/IuteCredit-Finance-S.a-r.l.-unaudited-half-year-report-2024.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">IuteCredit Finance 6M\/2024 Unaudited Results<\/a><\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div><\/div><div class=\"accordian fusion-accordian\" style=\"--awb-border-size:0px;--awb-icon-size:18px;--awb-content-font-size:16px;--awb-icon-alignment:right;--awb-hover-color:#ffffff;--awb-border-color:var(--awb-color2);--awb-background-color:var(--awb-color1);--awb-divider-color:rgba(255,252,252,0);--awb-divider-hover-color:rgba(255,252,252,0);--awb-icon-color:var(--awb-color4);--awb-title-color:var(--awb-color4);--awb-content-color:#333333;--awb-icon-box-color:#333333;--awb-toggle-hover-accent-color:var(--awb-color4);--awb-toggle-active-accent-color:var(--awb-color4);--awb-title-font-family:&quot;Manrope&quot;;--awb-title-font-weight:600;--awb-title-font-style:normal;--awb-title-font-size:24px;--awb-content-font-family:&quot;Manrope&quot;;--awb-content-font-style:normal;--awb-content-font-weight:400;\"><div class=\"panel-group fusion-toggle-icon-right fusion-toggle-icon-unboxed\" id=\"accordion-23367-16\"><div class=\"fusion-panel panel-default panel-b6db12eb627bf31fe fusion-toggle-no-divider fusion-toggle-boxed-mode\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\" id=\"toggle_b6db12eb627bf31fe\"><a aria-expanded=\"false\" aria-controls=\"b6db12eb627bf31fe\" role=\"button\" data-toggle=\"collapse\" data-target=\"#b6db12eb627bf31fe\" href=\"#b6db12eb627bf31fe\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box active-icon fa-minus fas\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon fa-plus fas\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">2023<\/span><\/a><\/h4><\/div><div id=\"b6db12eb627bf31fe\" class=\"panel-collapse collapse \" aria-labelledby=\"toggle_b6db12eb627bf31fe\"><div class=\"panel-body toggle-content fusion-clearfix\">\n<ul>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2025\/05\/IuteCredit-Finance-S.a-r.l._FS-31.12.2023_PDF_SIGNED.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">IuteCredit Finance 2023 Audited Report<\/a><\/li>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2023\/08\/LUXSRVPRN01_LUXMFD08_1117_001.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">IuteCredit Finance 6M\/2023 Unaudited Results<\/a><\/li>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2024\/04\/2221005B3DQGM4INWF57-2023-31-12-en.xhtml_.zip\" target=\"_blank\" rel=\"noopener\">IuteCredit Finance Annual Report 2023 (xhtml)<\/a><\/li>\n<\/ul>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default panel-297daab51381567f5 fusion-toggle-no-divider fusion-toggle-boxed-mode\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\" id=\"toggle_297daab51381567f5\"><a aria-expanded=\"false\" aria-controls=\"297daab51381567f5\" role=\"button\" data-toggle=\"collapse\" data-target=\"#297daab51381567f5\" href=\"#297daab51381567f5\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box active-icon fa-minus fas\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon fa-plus fas\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">2022<\/span><\/a><\/h4><\/div><div id=\"297daab51381567f5\" class=\"panel-collapse collapse \" aria-labelledby=\"toggle_297daab51381567f5\"><div class=\"panel-body toggle-content fusion-clearfix\">\n<ul>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2023\/04\/IuteCredit-Finance-S.a-r.l._FS-31.12.2022.pdf\" target=\"_blank\" rel=\"noopener\">IuteCredit Finance 2022 Audited Results<\/a><\/li>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2022\/08\/IuteCredit-Finance_FS2022_06-interim.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">IuteCredit Finance 6M\/2022 Unaudited Results<\/a><\/li>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2023\/06\/2221005b3dqgm4inwf57-2022-31-12-en.zip\" target=\"_blank\" rel=\"noopener\">IuteCredit Finance Annual Report 2022 (xhtml)<\/a><\/li>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2023\/06\/230524-IuteCredit-Finance-S.a-r.l.-Managers-Statement-2022-AA.pdf\" target=\"_blank\" rel=\"noopener\">Managers&#8217;\u00a0 Statement<\/a><\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-7 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:50px;--awb-margin-bottom-large:20px;--awb-spacing-left-large:50px;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:50px;--awb-spacing-left-medium:50px;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:50px;--awb-spacing-left-small:50px;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"accordian fusion-accordian\" style=\"--awb-border-size:0px;--awb-icon-size:18px;--awb-content-font-size:16px;--awb-icon-alignment:right;--awb-hover-color:#ffffff;--awb-border-color:var(--awb-color2);--awb-background-color:var(--awb-color1);--awb-divider-color:rgba(255,252,252,0);--awb-divider-hover-color:rgba(255,252,252,0);--awb-icon-color:var(--awb-color4);--awb-title-color:var(--awb-color4);--awb-content-color:#333333;--awb-icon-box-color:#333333;--awb-toggle-hover-accent-color:var(--awb-color4);--awb-toggle-active-accent-color:var(--awb-color4);--awb-title-font-family:&quot;Manrope&quot;;--awb-title-font-weight:600;--awb-title-font-style:normal;--awb-title-font-size:24px;--awb-content-font-family:&quot;Manrope&quot;;--awb-content-font-style:normal;--awb-content-font-weight:400;\"><div class=\"panel-group fusion-toggle-icon-right fusion-toggle-icon-unboxed\" id=\"accordion-23367-17\"><div class=\"fusion-panel panel-default panel-bc20836eba9ecbdb6 fusion-toggle-no-divider fusion-toggle-boxed-mode\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\" id=\"toggle_bc20836eba9ecbdb6\"><a aria-expanded=\"false\" aria-controls=\"bc20836eba9ecbdb6\" role=\"button\" data-toggle=\"collapse\" data-target=\"#bc20836eba9ecbdb6\" href=\"#bc20836eba9ecbdb6\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box active-icon fa-minus fas\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon fa-plus fas\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">2021<\/span><\/a><\/h4><\/div><div id=\"bc20836eba9ecbdb6\" class=\"panel-collapse collapse \" aria-labelledby=\"toggle_bc20836eba9ecbdb6\"><div class=\"panel-body toggle-content fusion-clearfix\">\n<ul>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2023\/01\/IuteCredit-Finance-S.a-r.l._FS-31.12.2021_PDF_SIGNED-1-1.pdf\" target=\"_blank\" rel=\"noopener\">IuteCredit Finance 2021 Annual Report<\/a><\/li>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2022\/08\/ICF-UNAUDITED-RESULTS-6M-2021.pdf\" target=\"_blank\" rel=\"noopener\">IuteCredit Finance 6M\/2021 Unaudited Results<\/a><\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div><\/div><div class=\"accordian fusion-accordian\" style=\"--awb-border-size:0px;--awb-icon-size:18px;--awb-content-font-size:16px;--awb-icon-alignment:right;--awb-hover-color:#ffffff;--awb-border-color:var(--awb-color2);--awb-background-color:var(--awb-color1);--awb-divider-color:rgba(255,252,252,0);--awb-divider-hover-color:rgba(255,252,252,0);--awb-icon-color:var(--awb-color4);--awb-title-color:var(--awb-color4);--awb-content-color:#333333;--awb-icon-box-color:#333333;--awb-toggle-hover-accent-color:var(--awb-color4);--awb-toggle-active-accent-color:var(--awb-color4);--awb-title-font-family:&quot;Manrope&quot;;--awb-title-font-weight:600;--awb-title-font-style:normal;--awb-title-font-size:24px;--awb-content-font-family:&quot;Manrope&quot;;--awb-content-font-style:normal;--awb-content-font-weight:400;\"><div class=\"panel-group fusion-toggle-icon-right fusion-toggle-icon-unboxed\" id=\"accordion-23367-18\"><div class=\"fusion-panel panel-default panel-6885af99cd89b8a44 fusion-toggle-no-divider fusion-toggle-boxed-mode\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\" id=\"toggle_6885af99cd89b8a44\"><a aria-expanded=\"false\" aria-controls=\"6885af99cd89b8a44\" role=\"button\" data-toggle=\"collapse\" data-target=\"#6885af99cd89b8a44\" href=\"#6885af99cd89b8a44\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box active-icon fa-minus fas\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon fa-plus fas\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">2020<\/span><\/a><\/h4><\/div><div id=\"6885af99cd89b8a44\" class=\"panel-collapse collapse \" aria-labelledby=\"toggle_6885af99cd89b8a44\"><div class=\"panel-body toggle-content fusion-clearfix\">\n<ul>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2022\/09\/ICF-ANNUAL-REPORT-2020.pdf\" target=\"_blank\" rel=\"noopener\">IuteCredit Finance 2020 Annual Report<\/a><\/li>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2022\/08\/ICF-UNAUDITED-RESULTS-6M-2020.pdf\" target=\"_blank\" rel=\"noopener\">IuteCredit Finance 6M\/2020 Unaudited Results<\/a><\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div><\/div><div class=\"accordian fusion-accordian\" style=\"--awb-border-size:0px;--awb-icon-size:18px;--awb-content-font-size:16px;--awb-icon-alignment:right;--awb-hover-color:#ffffff;--awb-border-color:var(--awb-color2);--awb-background-color:var(--awb-color1);--awb-divider-color:rgba(255,252,252,0);--awb-divider-hover-color:rgba(255,252,252,0);--awb-icon-color:var(--awb-color4);--awb-title-color:var(--awb-color4);--awb-content-color:#333333;--awb-icon-box-color:#333333;--awb-toggle-hover-accent-color:var(--awb-color4);--awb-toggle-active-accent-color:var(--awb-color4);--awb-title-font-family:&quot;Manrope&quot;;--awb-title-font-weight:600;--awb-title-font-style:normal;--awb-title-font-size:24px;--awb-content-font-family:&quot;Manrope&quot;;--awb-content-font-style:normal;--awb-content-font-weight:400;\"><div class=\"panel-group fusion-toggle-icon-right fusion-toggle-icon-unboxed\" id=\"accordion-23367-19\"><div class=\"fusion-panel panel-default panel-ef648389dd2f0d7f4 fusion-toggle-no-divider fusion-toggle-boxed-mode\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\" id=\"toggle_ef648389dd2f0d7f4\"><a aria-expanded=\"false\" aria-controls=\"ef648389dd2f0d7f4\" role=\"button\" data-toggle=\"collapse\" data-target=\"#ef648389dd2f0d7f4\" href=\"#ef648389dd2f0d7f4\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box active-icon fa-minus fas\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon fa-plus fas\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">2019<\/span><\/a><\/h4><\/div><div id=\"ef648389dd2f0d7f4\" class=\"panel-collapse collapse \" aria-labelledby=\"toggle_ef648389dd2f0d7f4\"><div class=\"panel-body toggle-content fusion-clearfix\">\n<ul>\n<li><a href=\"https:\/\/iute.com\/wp-content\/uploads\/2022\/08\/ICF-ANNUAL-REPORT-2019.pdf\" target=\"_blank\" rel=\"noopener\">IuteCredit Finance 2019 Annual Report<\/a><\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":8,"featured_media":23158,"parent":23331,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-23367","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/iute.com\/et\/wp-json\/wp\/v2\/pages\/23367","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/iute.com\/et\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/iute.com\/et\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/iute.com\/et\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/iute.com\/et\/wp-json\/wp\/v2\/comments?post=23367"}],"version-history":[{"count":42,"href":"https:\/\/iute.com\/et\/wp-json\/wp\/v2\/pages\/23367\/revisions"}],"predecessor-version":[{"id":26354,"href":"https:\/\/iute.com\/et\/wp-json\/wp\/v2\/pages\/23367\/revisions\/26354"}],"up":[{"embeddable":true,"href":"https:\/\/iute.com\/et\/wp-json\/wp\/v2\/pages\/23331"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/iute.com\/et\/wp-json\/wp\/v2\/media\/23158"}],"wp:attachment":[{"href":"https:\/\/iute.com\/et\/wp-json\/wp\/v2\/media?parent=23367"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}