Group management
Allar Niinepuu
Chief Commercial Officer
Allar Niinepuu graduated from the Estonian Maritime Education Center in 1992 with a degree in ship mastery. Allar is a member of the Supervisory Board of Arco Vara AS and member of the Management Board of Alarmo Kapital, GEST Invest Grupp, Intelligent Robots and Kavass.
Kristel Kurvits
Chief Financial Officer
Kristel Kurvits holds a Master’s degree in Financial Management from the Estonian Business School. Before joining Iute in 2017, she was responsible for accounting for Ektornet Land Estonia OÜ (part of Swedbank Group) and financial reporting of Group companies.
Tarvo Rahumägi
Chief Risk Officer
Tarvo Rahumägi has a Master’s level in legal education and has also completed an MBA program at the Estonian Business School. Tarvo has 20 years of experience in management, leadership, strategic business development, and consultation with various international companies, mostly in the field of legal and financial services.
Mart Nael
Chief Technology Officer
Mart Nael has 18 years of experience in the field of technology. His former positions include CTO at Omniva and Bigbank, as well as Head of Operations at Swedbank and Telia. Mart is a graduate of the London Business School Executive Leadership programme and has studied Computer and Systems Engineering at Tallinn University of Technology.
Goksu Tugay
Chief Customer Experience Officer
Goksu Tugay Bilal graduated from Middle East Technical University with Management degree, and holds an MBA and MS MIS degree from University of Illinois at Chicago. She has over 20 years of experience in Customer Experience, CRM, and project management. Before Iute, she was in charge of the customer experience management at Hepsiburada-the largest e-commerce platform in Turkey and managed Customer Experience and CRM teams in one of the leading banks of Europe – Garanti BBVA.
Kadi Raudsepp
Chief Legal Officer
Kadi Raudsepp holds a Master’s degree in Law from the University of Tartu. Her wide experience in the legal field and financial services include both the public and private sectors, including leading the Legal department in an investment firm Admiral Markets and working in the Legal and Compliance department in international finance company Creditstar.
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Environmental, Social and Corporate Governance
We foster sustainable digital practices to reduce environmental impacts
Iute Group has defined its main contribution to reducing environmental impacts in digitalization and the increasing use of digital channels that reduce the paper print but also the unnecessary footprint of our 1,000,000+ customer pool.
