As a digital bank powered by a superapp for everyday financial life, Iute approaches sustainability as part of how everyday digital banking is built, delivered, and experienced. Digital-first banking services, automation, financial literacy, and responsible governance are core elements of how the Group creates long-term value for customers, partners, employees, investors, and communities across its markets.

In the double materiality assessment completed in 2024, the Group assessed the following topics as material from both impact and financial materiality perspectives:

  • Climate Change Mitigation
  • Social Inclusion of Consumers and Information related Effects for Consumers
  • Corporate Culture

The following topics were assessed as material only from the impact perspective:

  • Energy
  • Working Conditions and Equal Treatment of Employees
  • Economic, Social & Cultural Rights of local communities
  • Corruption & Bribery, Political Engagement and Protection of Whistleblowers

In 2025, Iute Group continued integrating environmental, social, and governance considerations into its everyday business.

Environmental Sustainability

Social Sustainability

Corporate Governance