CEO’s latest message

May 12, 2026

Tarmo Sild
CEO of Iute Group

“Q1 2026 was a positively challenging quarter for the Group.”

“We continued balancing profitability with investments into technology, automation, and geographic expansion while further strengthening the core drivers of Iute’s long-term growth flywheel. Revenue growth, improving credit quality, and stronger operational efficiency demonstrate that our strategy is delivering tangible results. At the same time, we continued building the foundation for scalable digital banking services and the further expansion of the MyIute SuperApp ecosystem across our markets. To support our next phase of profitable growth, the Group is also considering tapping the EUR 2025/2030 Senior Secured Bonds during Q2 2026.”

Our vision

Personal finance will be based on instants and installments

Iute’s mission is to create the greatest experience in personal finance, by combining fintech with the warmth of the human touch. To help our customers to become financially and digitally stronger.

Iute as investment

Why invest in Iute?

  • Entrepreneurial founders

  • A winning management team

  • Seamless integration with e-commerce

  • Seamless integration with customers’ cash flow

  • A proven and stable business model

  • Profitable operations

  • Responsible and socially inclusive lending